TERMS & CONDITIONS
Last Updated: January 2026
Welcome to jaelthomas.com (“Website”). By accessing or using this Website, registering for trainings, purchasing products or services, or submitting your information, you agree to be bound by the following Terms & Conditions (“Terms”). If you do not agree, please do not use this Website.
1. WEBSITE USE & ELIGIBILITY
This Website is intended for individuals 18 years or older. By using this Website, you confirm that you are legally able to enter into binding agreements and that any information you provide is accurate and truthful.
You agree not to use this Website for any unlawful purpose or in any way that could damage, disable, or impair the Website or interfere with any other user’s access.
2. EDUCATIONAL PURPOSE ONLY
All content provided on this Website, including but not limited to:
Webinars (including Beyond the Paycheck)
Courses (including Creative Finance 101)
Strategy sessions
Written materials, videos, tools, or downloads
is for educational and informational purposes only.
Nothing on this Website constitutes legal, tax, financial, or investment advice.
You are solely responsible for your decisions, actions, and results. You agree to consult with your own licensed professionals (CPA, attorney, financial advisor) before implementing any strategies discussed.
3. NO GUARANTEES OR EARNINGS CLAIMS
We make no guarantees regarding income, profits, tax savings, deal outcomes, or financial results.
Any examples, case studies, or references to results are illustrative only and should not be interpreted as promises or guarantees of performance.
Your success depends on many factors including effort, experience, market conditions, and personal circumstances.
4. DIGITAL PRODUCTS & COURSES
All digital products, courses, trainings, and downloadable materials are:
Non-refundable
Non-transferable
Licensed for personal use only
You may not copy, reproduce, distribute, resell, or share any materials without express written permission.
Once access is granted, all sales are final, including but not limited to:
Creative Finance 101
Any recorded trainings or digital downloads
5. STRATEGY CALLS & A LA CARTE SERVICES
Private strategy calls, deal reviews, underwriting, capital structuring, and trust/tax coordination services are strategic consultations only.
They are not coaching programs and do not replace licensed legal, tax, or financial services.
Important:
All strategy services are non-refundable
Payment is required in advance
No guarantees are made regarding outcomes or decisions
Any implementation is your sole responsibility
6. ELITE PATH & APPLICATION-BASED PROGRAMS
Elite Path and similar offerings are:
Application-based
Invitation-only
Subject to acceptance at our sole discretion
Submitting an application does not guarantee acceptance.
Any deposits or payments made toward application-based programs are non-refundable, unless otherwise stated in writing.
7. PAYMENTS, BILLING & REFUNDS
All prices are listed in U.S. dollars unless otherwise stated.
You authorize us to charge your selected payment method for purchases made through this Website or related platforms (including GoHighLevel and Stripe).
Refund Policy:
Digital products: No refunds
Strategy services: No refunds
Deposits: Non-refundable
Chargebacks or payment disputes may result in immediate termination of access and potential legal action.
8. INTELLECTUAL PROPERTY
All content on this Website is the intellectual property of Ja’el Thomas and affiliated entities, including:
Text
Videos
Graphics
Logos
Frameworks
Course materials
Funnels and systems
You may not use, reproduce, or distribute any content without written permission.
Unauthorized use may result in legal action.
9. COMMUNICATION CONSENT
By submitting your information, you consent to receive communications via:
SMS/text messages
Phone calls (if applicable)
Message and data rates may apply.
You may opt out at any time by following unsubscribe instructions or replying STOP to SMS messages.
10. THIRD-PARTY LINKS & SERVICES
This Website may include links to third-party platforms (e.g., YouTube, Stripe, GoHighLevel, Calendly).
We are not responsible for the content, policies, or practices of third-party websites or services.
Use of third-party platforms is at your own risk.
11. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Ja’el Thomas and affiliated entities shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this Website, products, or services.
This includes but is not limited to financial loss, missed opportunities, or business decisions.
12. INDEMNIFICATION
You agree to indemnify and hold harmless Ja’el Thomas and affiliated entities from any claims, damages, liabilities, or expenses arising from your use of this Website or violation of these Terms.
13. GOVERNING LAW
These Terms shall be governed and interpreted in accordance with the laws of the Commonwealth of Virginia, without regard to conflict of law principles.
14. CHANGES TO TERMS
We reserve the right to update or modify these Terms at any time without notice. Continued use of the Website constitutes acceptance of any changes.
15. CONTACT INFORMATION
For questions regarding these Terms, please contact:
Ja’el Thomas
📧 Email:jael.thomas103@gmail.com
🌐 Website: https://www.jaelthomas.com